Insurance for Tennessee, from people who live here.
Independent since 1931. We write through seven primary carriers and dozens more through brokers, so one call gets your home, auto or business quoted every way it can be, and a real agent explains the difference.
What we write, every day.
Personal and commercial lines across Tennessee, from Memphis and Nashville to Knoxville. If it is not on this list, see everything we offer. Odds are we have a carrier for it.
Auto
Coverage that holds up on I-40 and in a Kroger parking lot alike.
- Multi-car and multi-policy discounts
- Teen drivers and SR-22 filings
- Roadside, rental and gap coverage
Home
From a 1920s bungalow in Knoxville to a new build outside Nashville.
- Wind, hail and roof-age questions answered straight
- Water backup and service line add-ons
- Detached structures, pools and outbuildings
Business
Contractors, shops, restaurants and offices across Tennessee.
- General liability and property
- Work comp and commercial auto
- Certificates same day, most days
A direct carrier has one price. We have dozens.
When you call an 800 number, you get whatever that one company charges. When you call us, we run your address, your roof age and your driving record past every carrier we represent and bring you the one that actually fits.
Seven primary carriers. One phone call.
These are the companies we write most of our business through. Behind them sit broker markets for specialty, non-standard and monoline risks.
Contact numbers, online claims and payment links for every carrier
You will get a person from this office on the phone.
Both live here, and both have been doing this long enough to know which carrier says yes to your situation.
Bill Oldham
Bill's grandfather opened the doors in 1931. He handles most of the personal lines book and still writes policies for families his father insured.
Misty Pierce
Misty started in Knoxville insurance in 2000 and joined Oldham & Cox in 2016. She manages a six million dollar book of personal and commercial business and works with every carrier we represent.
Four things, and we take it from there.
No forty-field questionnaire. Tell us how to reach you and what you need covered. We do the digging and call you back.
- Same-day callback on anything sent before 4 p.m.
- A person from our office, not a call center
- Bring your current declarations page and we will read it line by line
Talk to a real person, right here in Tennessee.
Call the office and you get an agent, not a queue. Or request a quote online and we will call you.